Home Affordability Calculator

Calculate how much house you can afford

Financial Information

Annual Income

Monthly Debt Payments

Credit cards, car loans, student loans, etc.

Down Payment

Interest Rate (%)

Loan Term (Years)

Property Tax Rate (%)

Annual Home Insurance

Monthly HOA Fees

Max Debt-to-Income Ratio (%)

Typical range: 28-36%

Affordability Analysis

Maximum Home Price

$374,237

Loan: $324,237 + Down Payment: $50,000

Total Monthly Payment

$2,500

Principal & Interest

$2,049

Property Tax

$351

Insurance

$100

Disclaimer: This calculator is for informational purposes only and is not intended to provide financial, legal, or tax advice. The results are estimates and should not be used as a substitute for professional financial advice. Please consult with a qualified financial advisor, accountant, or attorney before making any financial decisions.